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NEW QUESTION: 1
Which of the following credit risk models focuses on default alone and ignores credit migration when assessing credit risk?
A. The CreditMetrics approach
B. CreditPortfolio View
C. The contingent claims approach
D. The actuarial approach
Answer: D
Explanation:
Explanation
The correct answer is Choice 'd'. The following is a brief description of the major approaches available to model credit risk, and the analysis that underlies them:
1. CreditMetrics: based on the credit migration framework. Considers the probability of migration to other credit ratings and the impact of such migrations on portfolio value.
2. CreditPortfolio View: similar to CreditMetrics, but adds the impact of the business cycle to the evaluation.
3. The contingent claims approach: uses option theory by considering a debt as a put option on the assets of the firm.
4. KMV's EDF (expected default frequency) based approach: relies on EDFs and distance to default as a measure of credit risk.
5. CreditRisk+: Also called the 'actuarial approach', considers default as a binary event that either happens or does not happen. This approach does not consider the loss of value from deterioration in credit quality (unless the deterioration implies default).
NEW QUESTION: 2
Which two actions are performed by installing the Oracle 12c Preinstall RPM on Oracle Linux?
A. It modifies the /etc/sysctl.conf Linux file.
B. It installs the OpenSSH client package.
C. It creates the grid user if not already defined.
D. It installs kernel modules required for the ASM Cluster File System (ACFS).
E. It creates the oinstall group if not already defined.
Answer: B,D
NEW QUESTION: 3
What need to be added to the R1 configuration to allow R2 be the active in case of R1 failure?
(Choose two)
(There is a diagram showing one switch connected with 2x links to 2x HSRP routers (R1 and R2).
They are connected to two user computers. The HSRP configuration for R1 and R2 is the same.
A. track 50 decrement 20
B. ip track 50 ip route 10.1.1.0 ...
C. ip track 50 interface f0\1 line-protocol (or ip routing)
D. track 50 shutdown
Answer: A,C
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